Check Protectors were often also called check writers and check punches depending upon their respective functions. Business people of the 19th Century didn't fully trust checking accounts, they generally didn't trust banks. They felt a need to protect their checks from being "raised" (fraudulently changed) by the payee, someone else or even their own banker. These devices protected the actual dollar amount of the check either by punching out the number into the check paper, pressing ink into the paper around the dollar amount or in other ways that made it very difficult to change the originally intended amount without being obvious about it. The law on this was, and still is, if it was a poor and obvious change it was the Bank's responsibility to catch it. But, if it was a good job and not readily detectable, then it was the payor's responsibility. Several of the check protector companies gave insurance policies with their protectors. With every Todd Check Protectorgraph came a $1,000 insurance policy in the eventuality a fraudulently raised check did get by the bank and was processed.
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Beebe had several different models over the years. The later ones where check punches while earlier verisions, like this one, were indelible check writers. They maserated or crinkled the paper under the letter design and filled it in with ink which made difficult if not impossible to change or "raise" the check. This model shows a last patent date of November 23, 1897 which would make it an earlier version. The escutcheon also states it was made in Minneapolis, Minn. It does appear to be fully functional and working as intended but it is completely dry and without ink. It has some surface tarnish which could be buffed out if desired. It still shows much of its original red paint giving it a very desirable aged surface.
The machine is about 9 inches wide, 7 inches high and 7.5 inches deep. We will include a photocoy of the actual 1897 patent for this model.
This Lighting Protector is from the 1940s and was protected with insurance from Lloyds of London. The insurance was relative to any incident of having an F&E protected check sucessfully cashed for the raised amount. All the levels turn and appear to be working but since it is not inked we don't really know if it is working or not therefore we estimating its grade as a 2,3.
This popular check protector dates from the 1950s and later. It does have a great mid century look and is in working order. We would grade it as a 2,2.
This vintage Nippon is in good working condition but does have some fading and some decal losses. We have estimated its conditional rating at 3,2.
It is approximately 10 inches deep, 4.5 inches wide and 5 inches high.
This Smith check protector is incredibly similar to one of the New Era check protector models. Michael Brown does show a similar Smith as a New Era model. By the way, I believe that Michaels' book is the best one available on check protectors.
Anyway, while there clearly are many similarities (the dial is exactly the same) I think it is a different manufacturer. Perhaps it was a knock off of the New Era or maybe the New Era acquired it? Anyway, this one does have a very specific escutcheon marked with "C.L. Smith Co and New York, USA. There are no other markings, other than the serial number 18862 while New Era models generally have several markings and this one has none and only the escutcheon showing the Smith name.
There is free shipping anywhere within the USA and an additional $35 for international shipping outside of the US.
This one is in good condition but needs ink and is therefore difficult to determine its true working order. The dial does turn to all the stations by turning the wooden handle and one can see the different dies being selected.
This is a circa. 1920 New Era check protector. It was made by The New Era Manufacturing Company of New York. It does have some chipped paint as well as some paint loss but is operating as intended. We have estimated its condition rating as 2-,2
This check punch is marked "Patterned Nov. 11, 1902" and comes with a copy of its patent, number 713,323. It is in working condition and is approximately 9 inches long and 2.25 inches wide. One simply slides the check to the desired number or dollar sign ($) and press together and then slide to the next desired number.
This is a small hand held check protector by the Page Manufacturing Company of San Francisco, CA. It is marked with a patent date of October 1, 1912. This little guy is about .5 inch high and has a diameter of approximately 2.75 inches. We have estimated its condition rating as a 2,2.
This is a very early check protector. We believe it probably dates back to the 1870s. It is highly decorated. We have seen most, if not all, known check protectors and this one isn't on the list. There are no markings whatsoever on it and it is a maserating protector meaning it maserates (embosses) the paper surrounding the dollar amount so as to protect it from being raised (changed). It measures approximately 8 inches long by 5 inches high (at highest point) and is about 3.5 inches wide (diameter of the round front).
The name on this machine, Moise Klinkner Company of San Francisco, Califorinia was probably the distributor. This protector is circa 1904 and was made by the Defiance Machine Company of Rochester, New York. We are estimating its' condition as a 2-,2. It is in "as found' condition and has not been restored but is an excellent candidate for same. For a limited time, we are offering this item with no shipping and handling cost to the customer.
This earlier Victorian model was made by the New Era Manufacturing Company. We are rating this model as a 3,? in that we are not sure how it works. It does not appear to be working but it could be that we are not operating it correctly. Anyway, the buyer should assume it is not working. For a limited time, we will assume the shipping and handling cost.
This litlle check press is marked No 5, with no other markings. It does display a beautiful Zodiac style etching. It is in "as found" condition in that we have not even attempted to clean it. We estimate its grade as a 2,2. However, with some polishing (sand blasting with soft materials) it could look as good as though it were completely renickeled. We will pay all shipping and handling costs.
We estimate the date on this New Era Check Protector as around 1910, and its condition rating as 2,? in as we are not sure how it is suppose to work. The buyer should assume it is not working. This is in much better aesthetic condition than the next one with its original box so be sure to check that one out as well. We will pay all shipping and handling.
This New Era Check Protector comes with its original box and still has most of the original guarantee on the bottom of the box. We estimate its date at 1913 (date of advertising on box) and the condition of the check protector as 4,? and the box in very good condition. Again, we are not sure how the machine was intended to operate so the buyer should assume it is not operating. The last three digits of the serial number (363) can be seen written on the original guarantee so the box and the machine are a match. We will pay shipping and handling on this item.
This Peerless Junior Check Protector was manufactured by The Todd Check Protectograph Company of Rochester, New York. We are estimating that it is circa 1919 and that its condition rating is 2,4. We are again not sure how it was meant to operate so the buyer should assume it is not working and that is why we gave it a four (4) for function. For a limited time we are offering this with no additional S&H charges.
While it does not state so, we believe this is probably a Baby Defiance Check Protector and it was manufactured by the Defiance Machine Company of Rochester, New York in or around 1904. We estimate its condition rating as a 2-,2. For a limited time there is no additional shipping and handling charges.
This Abbott Check Perforator was manufactured by The Abbott Machine Company of Chicago in or around 1889. We estimate its condition rating at a 3,3. For a limited time there is no shipping and handling cost on this item.
This Universal Check Protector was manufactured by the Universal Manufacturing Company of Boston, Mass. It is dated January 31, 1911. We have rated this machine a 2-,2+. It does have a little paint loss (less than 5%), good pinstripping and a very smooth action. For a limited time, we will pay all shipping and handling.
This Chicago Check Protector was manufactured by the BF Cummins Company of Chicago and New York. The last patent date listed is 1892. We believe it to be in exceptional condition and have given it a condition rating of 2+,2+. For a limited period of time we are offering this machine with no shipping and handling charges.
This New Safety Check Protector was manufactured by the Safety Check Protector Company of Boston, Mass. It is dated 1907 and we have given it a condition rating of 2,2. It has some minor paint loss but clear pinstripping and the label is clear and easy to read. It also has a very smooth action. For a limited time we are offering this machine with no shipping and handling charges.
This unusual hand held check protector was made in or around 1916. Since it is in very good condition, we have given it a condition rating of 2,2. We will pay the shipping and handling for this item.
This Williams Automatic Bank Punch by The Brady Manufacturing Company, was made around 1885. It is in "As Found" condition. The number 7 wooden knob is missing and the number 3 is stuck. We have given it a condition rating of (3-,3-) but believe it to be an excellent canidate to be fully restored. See the previous Automatic Bank Punch serial # 4433 above. It was in much poorer condition than this one prior to our restoration. For a limited time period, we are offering free shipping and handling on this item.
This Ace Check Writer was made by the Hasbrouck Manufacturing Company, Inc. in Binghamption, New York. We guess it to be circa: 1920 and have given it a condition rating of (2-,2-). The Ace is somewhat rare and hard to find. For a limited time we are offering this machine with free shipping and handling.
This check writer has no markings on it other than "patents pending'. It is entirely made of plastic and is fully functional. We have given is a condition rating of (2,2). We estimate it to have been made in the late 1930s or even 1940s. A very unusual specimen. We will pay the shipping and handling.
This is not a check protector but an initial machine which punches out the desired letter. It was manufactured by BF Cummins of Chicago and the same manufacter who made the Chicago Check Protector and the Cummins Perforator in 1892. See previous items. It is however, also marked J B Mast Company of New York. We have given it a condition rating of (2,4). All parts appear in place and do seem to be moving and working as intended but the actual punched number does not appear to be the dialed number. It needs an adjustment to work properly.